An Advanced Learner Loan is available to learners aged 19 or over to help cover the cost of studying a course at Level 3 or above, such as a diploma or certificate. It works similarly to a student loan, meaning you don’t have to pay anything upfront. You only start repaying the loan when you’re earning over a certain threshold, and repayments are based on your income, not the amount borrowed. This makes it easier to access higher-level education without the financial pressure of paying for the course upfront.